January 21, 2025
AgencyWhat Happens When You Add a New Driver to Your Policy?
Adding a new driver to your auto insurance policy is a significant decision that can influence your coverage and premiums. Whether it’s a teenage child obtaining their learner’s permit, a spouse or a roommate, it’s essential to understand the implications and state-specific considerations. Who to Add to Your Policy Generally, any licensed individual residing in […]
February 10, 2025
D Ward InsuranceThe Role of Business Insurance in Protecting Your Company’s Assets
As a business owner, safeguarding your company’s assets is a top priority. Whether you run a small startup or a well-established enterprise, protecting your tangible and intangible assets is essential to your long-term success. Your assets include everything such as physical property, inventory, equipment intellectual property, reputations, and goodwill. Without adequate protection, these assets are […]
February 10, 2025
D Ward InsuranceThe Importance of Insurance for a Used Car Dealer and Bond
When running a used car dealership, one of the most critical aspects of protecting your business is having the right insurance coverage. The automobile industry is prone to risks, ranging from accidents and lawsuits to damage caused by natural disasters. A dealer should ensure that their business is protected through various insurance policies that can […]
March 11, 2025
D Ward InsuranceTop Risks Faced by Auto Repair Shops & How Garage Insurance Coverage Helps
Auto repair shops are the backbone of vehicle maintenance, ensuring cars remain safe and functional. However, operating an auto repair business comes with a unique set of risks that can lead to substantial financial losses. From accidental property damage to employee injuries and theft, these threats can disrupt operations and put business stability at risk. […]
March 11, 2025
D Ward InsuranceBusiness Insurance in Georgia: Is Cyber Liability Coverage Essential for Your Company?
In today’s digital age, businesses in Georgia, regardless of size or industry, are increasingly reliant on technology to operate efficiently. From processing customer transactions to storing sensitive employee data, companies handle vast amounts of digital information daily. However, with this growing reliance on technology comes the heightened risk of cyber threats, including data breaches, ransomware […]
March 25, 2025
AgencyHow Location Affects Your Home Insurance Premium
Home insurance is an essential and often even mandated investment. These policies can establish and maintain a critical financial shield that may make all the difference in allowing you to repair your home, replace your belongings or otherwise manage financial hardships. However, your policy’s premiums, or regular payments made to maintain coverage, can represent a […]