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D. Ward Insurance Services Inc. Blog: business insurance

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Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. READ MORE >>

Thought it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don't require any special insurance ... READ MORE >>

While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. READ MORE >>

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