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Home > Blog > D. Ward Insurance Services Inc. Blog: business
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D. Ward Insurance Services Inc. Blog: business

View the latest blog posts from D. Ward Insurance Services Inc..

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Friday, July 22, 2022

BOP Deductibles and How You Can Use Them to Your Advantage

When insuring your small business, you will often find an easy and convenient insurance solution by investing in a business owners policy (BOP). Through a BOP, you will receive several essential pieces of commercial insurance in one place and at one price.  READ MORE >>

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Monday, June 20, 2022

What are Risk Management Services from Workers Compensation Insurance Plans?

Workers compensation insurance helps give you the financial protection against medical bills and lost time at work should an employee be injured on the job. However, the right business insurance provider can not only help cover those costs, but can also help to minimize the risk of injury at your workplace. READ MORE >>

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Wednesday, January 19, 2022

Is a BOP Right for Your Small Business?

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. READ MORE >>

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Thursday, November 18, 2021

The Difference Between a Business Owners Policy and a Commercial Package Policy

When you are researching business insurance, you will often see that you have the opportunity to bundle numerous benefits into one package of coverage. Commercial insurance packages offer customers convenience by combining important insurance options from which every business can benefit. READ MORE >>

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Monday, July 31, 2017

Workers Compensation Coverage - A Must-Have for Your Business

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. READ MORE >>

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Wednesday, July 12, 2017

Home-Based Businesses Should be Protected, Too

Thought it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don't require any special insurance ... READ MORE >>

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Wednesday, June 7, 2017

Commercial Umbrella Insurance - Extra Coverage for Unforeseen Events

While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. READ MORE >>

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