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Home > Blog > D. Ward Insurance Services Inc. Blog: commercial
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D. Ward Insurance Services Inc. Blog: commercial

View the latest blog posts from D. Ward Insurance Services Inc..

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Monday, June 20, 2022

What are Risk Management Services from Workers Compensation Insurance Plans?

Workers compensation insurance helps give you the financial protection against medical bills and lost time at work should an employee be injured on the job. However, the right business insurance provider can not only help cover those costs, but can also help to minimize the risk of injury at your workplace. READ MORE >>

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Tuesday, April 12, 2022

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Friday, March 11, 2022

How General Liability Insurance Can Benefit Your Business

When you think of protecting your business, the first thing that comes to mind is probably the building, computer equipment and other physical assets that required a substantial investment. But liability risks are equally as important for you to consider. What is a liability risk?  READ MORE >>

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Wednesday, January 19, 2022

Is a BOP Right for Your Small Business?

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. READ MORE >>

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Thursday, November 18, 2021

The Difference Between a Business Owners Policy and a Commercial Package Policy

When you are researching business insurance, you will often see that you have the opportunity to bundle numerous benefits into one package of coverage. Commercial insurance packages offer customers convenience by combining important insurance options from which every business can benefit. READ MORE >>

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Monday, July 19, 2021

Will General Liability Costs Increase - How to Manage Costs and Coverage

General liability insurance is one of the most valuable of all forms of business insurance. Each year, millions of claims happen, many of which can financially drain a company. This coverage helps protect them. As a business, though, the costs to pay for these insurance products can seem overwhelming. READ MORE >>

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Thursday, August 13, 2020

What is the Difference Between Commercial Auto and Personal Auto?

  Most drivers with a personal vehicle carry personal auto insurance in order to protect their assets in case of an accident. Not all vehicles are personal vehicles, however, and personal auto insurance isn’t the only option.   Commercial vehicles are vehicles owned or used by a business for work purposes. READ MORE >>

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Wednesday, June 7, 2017

Commercial Umbrella Insurance - Extra Coverage for Unforeseen Events

While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. READ MORE >>

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