Thursday, August 13, 2020 Most drivers with a personal vehicle carry personal auto insurance in order to protect their assets in case of an accident. Not all vehicles are personal vehicles, however, and personal auto insurance isn’t the only option. Commercial vehicles are vehicles owned or used by a business for work purposes. READ MORE >>
Monday, November 5, 2018 The Facts on Flooded Vehicles is from the National Insurance Crime Bureau: Like other natural disasters, floods can create enormous damage to properties and vehicles. Flood vehicles offer a tempting opportunity for criminals to defraud unsuspecting consumers. READ MORE >>
Tuesday, December 19, 2017 Our local meteorologist is predicting single-digit temperatures in the upcoming weeks. It is important to us that we help keep our customers informed on ways they can protect their homes from the damage that can be caused from extreme winter weather. READ MORE >>
Friday, September 15, 2017 In regard to the recent storms from Hurricane Irma, let’s all make sure the things we can control are in order, such as if the contents of our homes were destroyed. Now is the perfect time to take stock of what we own and document it, so in case a storm does destroy our property, we have all the important information ready in advance to start the claims process. READ MORE >>
Friday, August 11, 2017 Aggressive driving is a major concern of the American public and a real threat to the safety of all road users. In a survey conducted by the AAA Foundation, nearly 9 in 10 respondents said they believed aggressive drivers were a “somewhat” or “very serious” threat to their personal safety. READ MORE >>
Monday, August 7, 2017 Do you know how much your Homeowners policy will pay in case you lose your guns, jewelry, or fine art collection? Generally, the special limits included in your Homeowners policy are as follows: Fine Arts $1,500 READ MORE >>
Monday, July 31, 2017 Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. READ MORE >>
Wednesday, July 19, 2017 Driving for a ride-hailing company like Uber or Lyft can be a great way to make a living or just make some cash on the side. However, the job doesn’t come without risks. You have personal auto insurance, and probably assume that it will cover you in case you get into a wreck. This is not true. READ MORE >>
Wednesday, July 12, 2017
Thought it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don't require any special insurance ... READ MORE >>
Tuesday, July 11, 2017 D. Ward Insurance is proud to announce that Auto-Owners, one of its insurance carriers, now offers Service Line Coverage. Service Line Coverage provides protection against a leak, break, tear, rupture, collapse or arcing of a covered service line caused by the following perils: READ MORE >>
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