Employment Practices Liability Insurance (EPLI)
What is EPLI? Employment Practices Liability Insurance protects businesses against lawsuits or claims brought against them by the past, present, and future employees. (“Employee” include independent contractors or leased workers when they qualify as employees in the applicable state.) Coverage is provided on a claims made basis, for losses arising out of alleged wrongful termination, wrongful discipline, defamation, humiliation, harassment, discrimination, failure to promote, among others.
According to the U.S. Equal Employment Opportunity Commission in 2014, many EPLI claims can reach large sums up to $1,000,000.00 and statistics showed, that 81% of claims settle for an average of $22,400 - $40,500.
Deductibles generally start at $2,500 & annual minimum premiums start from $250 to $2,500.
When coverage is purchased, you’ll be given access to the following benefits:
- A website containing useful EPL information and resources including employee handbook templates, employment practices procedures, and EPL training information.
- A legal advice line that offers an experienced attorney, well-versed in federal and state employment laws, to provide general counsel on a range of employment issues.
Coverage is very affordable. Get started today by completing the following application and one of our agents contact you within two business days.
| CONTACT INFORMATION |
| First Name
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| Last Name
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| Contact Primary Phone Number
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| E-Mail Address
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| Business Legal Name
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| Doing Business As Name or Type "NA"
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| Business Type
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| Mailing Address
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| City
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| State
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| ZIP / Postal Code
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| Business Location (Indicate "same" if it is same as mailing address)
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| Number of Years in this Business?
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| Describe your Business Opeartion
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| Select Employment Practices Limit of Liability
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| Select Deductible you would like to purchase
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| Number of Owners or Officers
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| Full time Non-Union employees
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| Part time Non Union Employees
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| Number of Non Employees 1099s
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| 1099 Employees (state none if no 1099)
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| What is the average Employee Turn Over for past 12 months
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| Regarding Current EPLI Insurance |
| Do you currently have a Garage Liability Policy?
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| If yes, please provide name of current Insurance carrier. If no insurance, type "NA."
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| Has there been a lapse in coverage in the last 3 years?
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| Number of Additional Insureds Needed, if applicable or type "NA"
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| Is there anything else that you would like for us to know concerning your quote request?
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| How did you hear about us?
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| Regarding EPLI Claims: |
| Has your business had any claims in the past 3 years?
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| For Security, enter code and press Submit. We'll contact you the same business day. |
Submission Validation Required |
Enter the Validation Code from above.
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Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.
Per the terms of our online privacy policy we will not resell your information to any third-party.
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