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Employment Practices Liability Insurance (EPLI)


What is EPLI? Employment Practices Liability Insurance protects businesses against lawsuits or claims brought against them by the past, present, and future employees. (“Employee” include independent contractors or leased workers when they qualify as employees in the applicable state.) Coverage is provided on a claims made basis, for losses arising out of alleged wrongful termination, wrongful discipline, defamation, humiliation, harassment, discrimination, failure to promote, among others.

According to the U.S. Equal Employment Opportunity Commission in 2014, many EPLI claims can reach large sums up to $1,000,000.00 and statistics showed, that 81% of claims settle for an average of $22,400 - $40,500. 

Deductibles generally start at $2,500 & annual minimum premiums start from $250 to $2,500.

When coverage is purchased, you’ll be given access to the following benefits:

  • A website containing useful EPL information and resources including employee handbook templates, employment practices procedures, and EPL training information.
  • A legal advice line that offers an experienced attorney, well-versed in federal and state employment laws, to provide general counsel on a range of employment issues.

Coverage is very affordable. Get started today by completing the following application and one of our agents contact you within two business days.




CONTACT INFORMATION
First Name
Required
Last Name
Required
Contact Primary Phone Number
Required
E-Mail Address
Required
Business Legal Name
Required
Doing Business As Name or Type "NA"
Required
Business Type
Optional
Mailing Address
Required
City
Required
State
Required
ZIP / Postal Code
Required
Business Location (Indicate "same" if it is same as mailing address)
Required
Number of Years in this Business?
Required
Describe your Business Opeartion
Required
Select Employment Practices Limit of Liability
Required




Select Deductible you would like to purchase
Required



Number of Owners or Officers
Required
Full time Non-Union employees
Required
Part time Non Union Employees
Required
Number of Non Employees 1099s
Required
1099 Employees (state none if no 1099)
Required
What is the average Employee Turn Over for past 12 months
Required
Regarding Current EPLI Insurance
Do you currently have a Garage Liability Policy?
Required

If yes, please provide name of current Insurance carrier. If no insurance, type "NA."
Required
Has there been a lapse in coverage in the last 3 years?
Required

Number of Additional Insureds Needed, if applicable or type "NA"
Required
Is there anything else that you would like for us to know concerning your quote request?
Optional
How did you hear about us?
Optional
Regarding EPLI Claims:
Has your business had any claims in the past 3 years?
Required

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Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages.  Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company.  If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy we will not resell your information to any third-party.