Used Car Dealership, Body Repair & Auto Repair Shop Insurance in Kennesaw & Acworth, Georgia
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All car dealerships or vehicle service businesses work with expensive, complex machines. They also stand to lose a lot of money if they make mistakes, sustain property damage or experience other losses. A customized commercial insurance package will help garage keepers and dealers extensively protect themselves against these liabilities.
D. Ward Insurance specializes in insurance for north Georgia businesses of all shapes and sizes. We’ll help you design a quality insurance portfolio for your dealership or garage’s prominent risks & liabilities. All our policy providers offer effective, cost-conscious solutions to all coverage needs, and we’re the experts who will make sure you find the right one.
For help putting together the insurance portfolio that is best for you, call one of our dedicated agents at (770) 974-0670. You can also request your free quote by clicking below:
Garage Keeper’s & Dealership Insurance
What is garage keeper's insurance?
Every business must protect itself from hazards like fires, theft, vandalism, liability lawsuits and other challenges. Car dealers or garage keepers are no different. Think of some of the accidents that might occur in your business:
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Stock, inventory or vehicles in your care might sustain damage from unexpected hazards.
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Employees or customers might get hurt on the premises and sue your business.
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A hazardous event might force you to temporarily close the business and lose money.
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Crimes or other events on the property could lead to a loss of monetary assets.
A customized insurance package can help you afford the costs challenges arising from incidents like these. You’ll be able to stabilize and secure your business against numerous risk factors.
How does coverage work?
To build the appropriate insurance portfolio for your dealership or service shop,some of the most essential coverage you need includes:
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Garage Liability Coverage – Coverage pays for property damage or bodily injuries to customers or other parties that occur on your property.
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Garage Keeper’s Liability Coverage – Automobiles or other vehicles left in your care are your responsibility. This coverage protects them when they sustain damage from fires, theft, vandalism (partial theft), severe weather and collisions. Many policies can include a benefit called direct primary coverage. It will pay for damage to third party vehicles regardless of whether you have a legal responsibility to do so.
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Inventory/Dealer's Blanket Coverage – Coveragepays for damage to automobiles, mobile equipment, watercraft, or farm implements that are held for sale, held pending delivery after sale, or used in the business of a car dealer.
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Drive Away Coverage – This coverage will protect vehicles on your lot against collision damage when you drive them.
You might also need other coverage that includes:
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Commercial Property Insurance & Sign Coverage
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Commercial Auto Insurance
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Cyber Liability Insurance
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Workers’ Compensation Insurance
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Employment Practices Liability Insurance
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Business Income Insurance
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Mechanics Errors & Omissions Coverage
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Crime Insurance & False Pretense Coverage
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Employee Dishonesty Coverage
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Money & Securities Coverage
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Personal Effects & Property of Others Coverage
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Employee Tools Protection
It can feel like a challenge to determine where your specific insurance needs for your industry cross paths with coverage options that most businesses need. D. Ward Insurance’s commercial coverage options are adaptable in ways that will always meet your needs when you need to file a claim.
How much does car dealership insurance cost?
All policy options vary and therefore so do prices. Still, most policyholders qualify for discounts, bundling opportunities and other savings to help them manage their policy costs. Our agents are happy to help you research and compare a wide swath of policy options to determine which ones are the best option for your budget.
D.Ward underwrites with some of the largest nationally known insurance carriers:
Hartford * Haulers * Auto Owners * Utica * Progressive * Mercury
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| Debbie Ward, AAI | Office: 770-974-0670 |
Coverage Options:
-Used Car Dealers
-Auto Repair Shops
-Body Shops
D. Ward Insurance since 1988
Office: 770-974-0670 | dward@dwardins.com
Location Map and driving direction
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