Personal Umbrella Insurance

Personal Umbrella Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Personal Umbrella Insurance Information


You may need an Umbrella if you...   

-Own a home or a condo
-Have a teenage driver
-Own a pet
-Have a swimming pool 
-Have a boat or use of a boat

What is personal umbrella insurance? 

what is personal umbrella insurance forPersonal Liability Protection that extends coverage well above the limits of your other policies, such as your: Home, Auto, Watercraft, Recreation Vehicle, Rental Property, Some Business Pursuits, and more. 

Home and auto insurance is an important step in your financial planning and a great way to protect your family’s assets. But, it is not without limitations. You can choose the amount of coverage you wish to own. But, these personal insurance policies will only cover up to a certain dollar amount. For coverage beyond those limitations, you will need umbrella insurance.

Think of umbrella insurance as a blanket policy that adds another layer of coverage on top of your basic policies. When you’ve reached the limits on your home, auto, watercraft, motorcycle, rental property and some business pursuits insurance, your umbrella insurance then helps cover the remaining costs

 What are the benefits of personal umbrella insurance?
Standard insurance policies do provide valuable protection. But, there is still a chance that you can become financially liable for a sum larger than what your policies will cover. For instance, say you have a fire in your home, and it spreads to destroy your neighbor’s property. Does your home insurance policy include enough liability coverage to pay for the damages?

protect your family with a personal umbrella policy

An Umbrella can protect your assets if you are held liable for property damage or bodily injury.
 It can also help cover legal fees, false arrest, libel and slander. If you are sued and do not have
 enough coverage with your standard policies, all your assets are exposed. This can include your
 house, car, financial and retirement accounts, and future income.  

 Learn more about umbrella insurance

If you want to protect you and your family from financial ruin due to an unforeseen accident,
you may need an umbrella policy.  get your personal umbrella quote today


D. Ward Insurance since 1988
Office: 770-974-0670 | dward@dwardins.com
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