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D. Ward Insurance Services Inc. Blog Page 2

View the latest blog posts from D. Ward Insurance Services Inc..

 Driving for a ride-hailing company like Uber or Lyft can be a great way to make a living or just make some cash on the side. However, the job doesn’t come without risks. You have personal auto insurance, and probably assume that it will cover you in case you get into a wreck. This is not true. READ MORE >>

Thought it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don't require any special insurance ... READ MORE >>

  D. Ward Insurance is proud to announce that Auto-Owners, one of its insurance carriers, now offers Service Line Coverage. Service Line Coverage provides protection against a leak, break, tear, rupture, collapse or arcing of a covered service line caused by the following perils: READ MORE >>

  If you have a shingled roof in a hurricane prone area and it’s time to replace your roof, follow the advice in this guide to improve the long-term performance of your new roof. When you’re ready to get started, find a qualified roofing contractor. READ MORE >>

Atlantic Hurricane season began on June 1, which means that it's time to examine flood insurance for your home. Though you may be far away from the beach, hurricanes can still make their presence felt with torrential rain which can cause damaging floods. In fact, hurricane-related flooding causes more property damage than hurricane winds. READ MORE >>

With summer in full swing, it’s time to make sure your boat or other personal watercraft is insured before you take it out for a day on the waves. Our job at D. Ward Insurance is to protect you from the liability created by weekend warrior boaters, on-water towing expenses, boat and trailer damage, and much more. READ MORE >>

With summer here, many of us will be out on the lake enjoying a boat ride or taking on the open road with a motorcycle. Have D. Ward Insurance Services protect you and your loved ones with an insurance policy designed to cover all that you have worked hard for. READ MORE >>

Running your business has its rewards but an employee-related lawsuit from a current, former, or potential employee can be very strenuous. Without Employment Practices Liability Insurance (EPLI), defense costs could run in the tens of thousands. What is EPLI? READ MORE >>

You may have heard of “phishing” scams carried out against individuals and small businesses, but what exactly is phishing? Phishing "refers to the process where a targeted individual is contacted by email or telephone by someone posing as a legitimate institution to lure the indivi... READ MORE >>

While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. READ MORE >>

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