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Debbie A. Ward, AAI Hello, I'm Debbie Ward with D. Ward Insurance. We are a full-service independent insurance agency, which means that our agents shop a network of trusted insurance carriers on your behalf to help you select the right policy.


Our goal is to make your process of purchasing insurance as simple as possible by taking the frustration out of insurance buying.


For A quote - Select from above and we'll contact you same day.


Here are some reasons why customers might rather choose an independent insurance agency like D. Ward instead of an agent that only works with one carrier like State Farm, Allstate, or Geico.

This type of agent is known as a "Captive Agent" and he or she cannot offer other insurance carriers. They work only with one company limiting coverage options and price comparisons.

In addition, a captive agent underwrites on claim history and has no other carriers for placement. This becomes a major concern with a captive agent not being able to help the consumer with cancellation or dropped due to unforeseen claim circumstances. The consumer would need to search for another carrier without the assistants of the captive agent.

Whereas with an independent insurance agency, the customer is simply moved to another carrier within the agency.

As an independent insurance agency, D. Ward Insurance has many top "A" rated carriers to ensure long-lasting relationships with comprehensive coverage selection for the best premium cost.

D. Ward Insurance underwrites with some of the largest known insurance carriers in the world and they are all "A" rated.

Some of the carriers that D. Ward uses to price compare and coverage shop are: Hartford, Auto Owners, Utica National, Progressive, Haulers, Mercury, American Strategic, US Assure, American Modern, Hagerty, Safeco, CNA Surety, Foremost, and more.

D. Ward is committed to building long-lasting relationships by providing more carriers for more choices.

Below are our offices and we welcome your visit if you are in the area.


D. Ward Insurance Services, Inc. since 1988
Hours 9 to 5 Mon- Friday  Office: 770-974-0670  dward@dwardins.com
(Mailing:1720 Mars Hill Rd #8-185, Acworth, GA 30101)
Location Map and driving direction  (Physical Address) 3440 Blue Springs Rd, #503, Kennesaw, GA 30144 




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We welcome your call or email: Office 770-974-0670  dward@dwardins.com