May 21, 2025
AgencyThe Importance of Insuring High-Value Items in Your Home
Homeowners’ insurance is designed to help with a wide range of potential losses, but standard policies may not cover high-value personal items. For homeowners in Kennesaw, Georgia, a closer look at how those items are covered can be a worthwhile step toward avoiding surprises. What Qualifies as a High-value Item? High-value items often include fine […]
May 13, 2025
D Ward InsuranceBusiness Insurance in Georgia: Why Every Company Needs Tailored Coverage
Running a business in Georgia means navigating a diverse economic landscape that ranges from bustling cities like Atlanta to quieter rural towns. Each setting presents distinct challenges and opportunities, making it critical for businesses to be prepared for the unexpected. At D. Ward Insurance Services, we understand that no two businesses are the same, and […]
May 13, 2025
D Ward InsuranceRestaurant Insurance: Must-Have Coverages Every Local Eatery Needs to Stay Protected
Atlanta’s culinary scene is one of the most diverse and exciting in the Southeast, but behind every successful eatery lies careful planning and strategic protection. At D. Ward Insurance Services, we understand that running a restaurant in such a dynamic city comes with unique risks and responsibilities. From unexpected kitchen mishaps to customer liability concerns, […]
April 14, 2025
D Ward InsuranceGeorgia Business Insurance 101: What Every Entrepreneur Should Know
Starting a business in Georgia is an exciting journey—filled with opportunities, risks, and responsibilities. Whether you’re opening a boutique in Atlanta, launching a tech startup in Savannah, or managing a family-run café in Augusta, one thing remains essential across all industries: securing the right business insurance. For entrepreneurs and small business owners, understanding which types […]
April 14, 2025
D Ward InsuranceWhy Choosing an Independent Insurance Agency in Dallas Matters
In a bustling city like Dallas, where life’s pace is fast and unpredictable, safeguarding what matters most—your home, your car, your business, and your family—is not a choice but a necessity. With countless insurance providers crowding the market, selecting the right policy can feel overwhelming. What many don’t realize is that the key to securing […]
March 25, 2025
AgencyHow Location Affects Your Home Insurance Premium
Home insurance is an essential and often even mandated investment. These policies can establish and maintain a critical financial shield that may make all the difference in allowing you to repair your home, replace your belongings or otherwise manage financial hardships. However, your policy’s premiums, or regular payments made to maintain coverage, can represent a […]
March 11, 2025
D Ward InsuranceBusiness Insurance in Georgia
In today’s digital age, businesses in Georgia, regardless of size or industry, are increasingly reliant on technology to operate efficiently. From processing customer transactions to storing sensitive employee data, companies handle vast amounts of digital information daily. However, with this growing reliance on technology comes the heightened risk of cyber threats, including data breaches, ransomware […]
March 11, 2025
D Ward InsuranceTop Risks Faced by Auto Repair Shops & How Insurance Coverage Helps
Auto repair shops are the backbone of vehicle maintenance, ensuring cars remain safe and functional. However, operating an auto repair business comes with a unique set of risks that can lead to substantial financial losses. From accidental property damage to employee injuries and theft, these threats can disrupt operations and put business stability at risk. […]
February 10, 2025
D Ward InsuranceThe Importance of Insurance for a Used Car Dealer and Bond
When running a used car dealership, one of the most critical aspects of protecting your business is having the right insurance coverage. The automobile industry is prone to risks, ranging from accidents and lawsuits to damage caused by natural disasters. A dealer should ensure that their business is protected through various insurance policies that can […]
February 10, 2025
D Ward InsuranceThe Role of Business Insurance in Protecting Your Company’s Assets
As a business owner, safeguarding your company’s assets is a top priority. Whether you run a small startup or a well-established enterprise, protecting your tangible and intangible assets is essential to your long-term success. Your assets include everything such as physical property, inventory, equipment intellectual property, reputations, and goodwill. Without adequate protection, these assets are […]