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Homeowners Insurance

A standard homeowners insurance policy insures the home itself and the things you keep inside. By having homeowners insurance, you can financially protect yourself if there’s an accident. Contact our agency today to learn more about homeowners insurance or to get a no-obligation quote.

What Is Homeowners Insurance?

Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.

Do I Need Homeowners Insurance?

While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate homeowners insurance is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without home insurance, you may be left to cover the replacement or repair costs on your own following an incident.

How to Get Homeowners Insurance

If you need a homeowners insurance policy or want to evaluate whether the coverage you have is adequate at D. Ward Insurance, we’re here to help. Give us a call today to get started or request your free quote now at 770-974-0670


770-974-0670 Office

  • Multiple Carriers Will Compete
  • We’ll Contact You the Same Business Day
  • D. Ward Insurance since 1988

Questions to Ask About Home Insurance:

  • How much will it cost to rebuild my house?
  • Does the insurance company have a good reputation?
  • What discounts are available?
  • What’s the process for filing a claim?

Submit Our Quick Form Below


If yes, please enter your first and last name below.

If no, please type your full name and describe your relationship to the homeowner.
Full Name(Required)
Mailing Address(Required)
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Full name of 2nd Insured
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Home Information

Home Address(Required)
Construction Type(Required)
Roof Type(Required)
Type of Garage(Required)
Type of Heating Unit(Required)
Any Updates to Home?(Required)

CURRENT INSURANCE INFORMATION (Complete this section only if you currently have Homeowners Insurance)


I have provided all of the above information for insurance purposes and I state all information is true to the best of my knowledge. I also understand that I am to discuss with the agent at D. Ward Insurance my desired limits and coverage.
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After you have sumitted your quote request, we will start working on your quote and we will help assist with obtaining your claim history. The insurance carriers require us to show prior proof of coverage along with claim history. Thank you for your time and we will be in touch with you today unless this is after hours or on the weekend.


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Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages.  Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company.  If you have any questions, please feel free to contact us.

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