Personal Articles Floaters from DWard

Do you know how much your Homeowners policy will pay in case you lose your guns, jewelry, or fine art collection? Generally, the special limits included in your Homeowners policy are as follows:

Fine Arts


Furs and Jewelry

$1,000 (Theft Limit)


$2,500 (Theft Limit)

Silverware, Goldware, Pewterware

$5,000 (Theft Limit)



Trading Cards





If you require higher coverage limits for any of the above possessions, D. Ward Insurance can offer you a Personal Articles Floater from one of our many carriers.

A Personal Articles Floater offers exceptional protection for your valuable possessions. A floater policy offers higher coverage limits and additional causes of loss above and beyond what your Homeowners policy may provide. If your property were stolen, would your Homeowners limits be high enough to replace everything? Also, when your valuable possessions are insured on a Personal Articles Floater, replacement cost coverage is provided for all risks (unless specifically excluded).

Coverage Limits for Personal Articles Floaters start in excess of the limits shown above. You may want to consider getting a separate Personal Articles Floater policy for each high-value possession you want to protect.

D. Ward Insurance would be happy to answer any questions you may have about Personal Articles Floaters or to begin the process of getting Personal Articles Floater for yourself. Call us today at 770-974-0670 or visit dwardinsurance.com to request a quote. We look forward to doing business with you!

Disclaimer: This report is for information purposes only and is not to be construed as definitions of policy coverages or limits. This report does not alter, amend, or change the policy wording and the intent of this report is to bring attention & to have a conversation with D. Ward about your insurance needs.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2017

View Mobile Version