Auto Insurance for Drivers in Kennesaw, GA

Driving comes with its share of everyday risks, from fender benders to major collisions and weather-related damage. Auto insurance helps you prepare for the unexpected both on and off the road. Whether you’re insuring your first vehicle or reviewing your current policy, it’s important to understand what your coverage can include.

What an Auto Insurance Policy Can Includeman in black jacket driving car during daytime, auto

An auto insurance policy can include the following common coverage to help address injuries, vehicle repairs, and third-party claims:

  • Liability coverage may help pay for injuries or property damage to others if you’re responsible for an accident.
  • Collision coverage may help cover the cost of repairing or replacing your vehicle if it’s damaged in a crash, regardless of fault.
  • Comprehensive coverage may help pay for losses caused by events like theft, vandalism, fire or falling objects.
  • Medical payments coverage may help pay for medical expenses for you or your passengers after a covered accident.
  • Uninsured/underinsured motorist coverage may help cover your costs if you’re hit by a driver with little or no insurance.

Other available features may include rental reimbursement, roadside assistance or gap coverage depending on your vehicle and financing status.

What Affects Auto Insurance Rates?

Premiums are influenced by several factors, including your age, driving history, vehicle type, usage, location and selected coverage limits. A clean driving record and vehicle safety features may help lower your rates.

If you’ve had recent changes, such as moving, adding a new driver or switching vehicles, it may be time to review your policy.

Request a Personalized Quote

D. Ward Insurance Services helps drivers across Kennesaw, GA explore auto insurance options that fit their driving habits and budget. Contact us today to request a quote or compare coverage levels that match your needs.

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