Home Insurance in Kennesaw, GA
Homeownership is a long-term investment, and carrying insurance can help you manage risks that could affect your property and belongings. D. Ward Insurance Services provides coverage to help you feel financially secure when risks arise.
What Are My Coverage Options?
Lenders in Georgia typically require home insurance as a condition of a mortgage agreement. Even if your home is fully paid off, having coverage can ease the financial burden of unexpected events.
Home insurance policies typically include the following coverage options:
- Dwelling coverage may pay for the repair or rebuilding of your home if fire, storms, vandalism or similar covered events damage it.
- Personal property coverage may cover your belongings, including furniture, electronics and clothing, after theft or damage.
- Liability coverage can help with costs if someone is hurt on your property or if you cause damage to another person’s property.
- Additional living expenses may cover expenses like hotel stays and meals if you need to live elsewhere while your home is being repaired after a covered event.
How Much Does It Cost?
Your homeowners coverage rates may change, based on:
- Local factors like severe weather or theft rates
- Your home’s age and upkeep
- Your property and belongings’ market value
- The coverage limits and deductibles you choose
How Can I Save On My Premium?
You may be able to lower your premium by following these steps:
- Bundle your home and car insurance with the same company.
- Keep your credit score in good shape.
- Choose a higher deductible.
- Install safety features like alarms or storm shutters.
- Make upgrades to help your home handle disasters better.
Get Covered Today
Our team matches you with coverage that fits by taking time to review your risks. Contact D. Ward Insurance Services today for more details or to request a customized quote.