Insurance for Car Dealerships in Kennesaw, GA
Running a car dealership means managing a lot of moving parts, and an uninsured loss can threaten everything you have built. The right insurance plans can provide your dealership with financial protection against the consequences of these risks.
Why Insurance Matters for Car Dealerships
Dealerships carry high-value inventory, employ multiple staff, and interact with the public constantly. A single loss can result in costs that far exceed what most businesses can absorb without coverage. Without adequate coverage, you are personally absorbing those costs.
Key Insurance Policies for Dealerships
Our team typically recommends the following policies to our clients:
- Dealers open lot insurance: This can cover vehicles on your lot against damage from weather, theft, and other covered perils.
- Garage liability insurance: This covers third-party bodily injury and property damage claims arising from your operations.
- Garage keepers insurance: This can cover customer vehicles in your care, such as during service or storage.
- Workers’ compensation insurance: This can help pay for medical costs and lost wages for employees injured on the job.
- Commercial property insurance: This can cover damage to your building, equipment and other physical assets.
- Business owners policy: This bundles commercial property, business interruption and general liability coverage.
Coverage needs vary based on the size of your operation, the number of employees and the types of vehicles you sell or service. Our agents may review your specific situation and match you with carriers that specialize in dealership risks.
How D. Ward Insurance Services Supports Dealerships
We work closely with car dealership owners and managers to assess risks and recommend coverage options that fit your business. We can help you stay up to date on local insurance requirements and industry trends.
Contact us today to request a quote.