July 5, 2017
D Ward InsuranceFlood Insurance, Not Just for Hurricane Season
Atlantic Hurricane season began on June 1, which means that it’s time to examine flood insurance for your home. Though you may be far away from the beach, hurricanes can still make their presence felt with torrential rain which can cause damaging floods. In fact, hurricane-related flooding causes more property damage than hurricane winds. A […]
July 5, 2017
D Ward InsuranceEnsure Smooth Sailing With Boatowners Insurance
With summer in full swing, it’s time to make sure your boat or other personal watercraft is insured before you take it out for a day on the waves. Our job at D. Ward Insurance is to protect you from the liability created by weekend warrior boaters, on-water towing expenses, boat and trailer damage, and […]
June 7, 2017
D Ward InsuranceBoat and Motorcycle Insurance – Summertime Peace of Mind
With summer here, many of us will be out on the lake enjoying a boat ride or taking on the open road with a motorcycle. Have D. Ward Insurance Services protect you and your loved ones with an insurance policy designed to cover all that you have worked hard for. With boat policies, limits of […]
June 7, 2017
D Ward InsuranceEPL Insurance – Protection Against Employee Lawsuits
Running your business has its rewards but an employee-related lawsuit from a current, former, or potential employee can be very strenuous. Without Employment Practices Liability Insurance (EPLI), defense costs could run in the tens of thousands. What is EPLI? EPLI is short for Employment Practices Liability Insurance and it is an insurance policy designed to […]
June 7, 2017
D Ward InsuranceKeep Your Business Safe from Phishing and Vishing
You may have heard of “phishing” scams carried out against individuals and small businesses, but what exactly is phishing? Phishing “refers to the process where a targeted individual is contacted by email or telephone by someone posing as a legitimate institution to lure the individual into providing sensitive information such as banking information, credit card […]
June 7, 2017
D Ward InsuranceCommercial Umbrella Insurance – Extra Coverage for Unforeseen Events
While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. It also provides protection for accidents that may not […]
May 31, 2017
D Ward InsuranceUsed Car Dealership and Garage Keeper’s Insurance – What You Need to Know
Used Car Dealership Liability and Garage Keeper’s Insurance for repair shops are two of the many coverages we specialize in at D. Ward Insurance Services. Every Used Car Dealership is required by law to carry state minimum insurance coverage, so at D. Ward Insurance Services, we offer this basic minimum coverage for the new start-up […]
May 31, 2017
D Ward InsuranceYou Just Got in a Car Wreck – Now What?
Tips to make your insurance claims process go as smoothly as possible. The insurance claims process after you’ve been involved in a car wreck can be a confusing and overwhelming journey. There are several pitfalls along the way, which an inexperienced or naive person can easily fall into. The earliest of these can happen right […]
May 25, 2017
D Ward InsuranceCyber Insurance – What it is and Why You Need it
On May 12, the WannaCry ransomware attack digitally assaulted over 200,000 Windows computers by encrypting users’ files and demanded up to $600 in Bitcoin to provide the passwords to the encrypted files. Though the main attack has been stymied, the WannaCry program is still lurking and can still attack systems that are not up-to-date with […]
May 23, 2017
D Ward InsuranceUmbrella Insurance – An Extra Layer of Protection for You and Your Family
Umbrella Insurance – Extra Protection for You | D. Ward Insurance Services If you need to run some errands in the rain, you’re likely to dress for the occasion with a raincoat, long sleeves, and maybe even galoshes to keep yourself dry. All of these clothes will keep the rain away, but an umbrella will […]