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August 11, 2017
D Ward Insurance

Road Rage – How to Avoid it, How to Protect Yourself

Aggressive driving is a major concern of the American public and a real threat to the safety of all road users. In a survey conducted by the AAA Foundation, nearly 9 in 10 respondents said they believed aggressive drivers were a “somewhat” or “very serious” threat to their personal safety. This same survey found that […]
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August 7, 2017
D Ward Insurance

Personal Articles Floaters – Extra Protection for Your Extra Special Possessions

Do you know how much your Homeowners policy will pay in case you lose your guns, jewelry, or fine art collection? Generally, the special limits included in your Homeowners policy are as follows: Fine Arts $1,500 Furs and Jewelry $1,000 (Theft Limit) Guns $2,500 (Theft Limit) Silverware, Goldware, Pewterware $5,000 (Theft Limit) Stamps $1,000 Trading […]
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July 31, 2017
D Ward Insurance

Workers Compensation Coverage – A Must-Have for Your Business

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover […]
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July 19, 2017
D Ward Insurance

Read This Before You Drive for Uber or Lyft!

 Driving for a ride-hailing company like Uber or Lyft can be a great way to make a living or just make some cash on the side. However, the job doesn’t come without risks. You have personal auto insurance, and probably assume that it will cover you in case you get into a wreck. This is […]
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July 12, 2017
D Ward Insurance

Home-Based Businesses Should be Protected, Too

Thought it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don’t require any special insurance policies to defend their business from the […]
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July 11, 2017
D Ward Insurance

Home Service Line Coverage – Protect Your Pipes!

D. Ward Insurance is proud to announce that Auto-Owners, one of its insurance carriers, now offers Service Line Coverage. Service Line Coverage provides protection against a leak, break, tear, rupture, collapse or arcing of a covered service line caused by the following perils: ·        Wear and tear ·        Marring ·        Deterioration ·        Hidden decay rust […]
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July 11, 2017
D Ward Insurance

Nine Steps to Repairing Your Roof the Right Way

  If you have a shingled roof in a hurricane prone area and it’s time to replace your roof, follow the advice in this guide to improve the long-term performance of your new roof. When you’re ready to get started, find a qualified roofing contractor. Proper installation directly impacts a roof’s long-term performance. Take the […]
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July 5, 2017
D Ward Insurance

Flood Insurance, Not Just for Hurricane Season

Atlantic Hurricane season began on June 1, which means that it’s time to examine flood insurance for your home. Though you may be far away from the beach, hurricanes can still make their presence felt with torrential rain which can cause damaging floods. In fact, hurricane-related flooding causes more property damage than hurricane winds. A […]
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July 5, 2017
D Ward Insurance

Ensure Smooth Sailing With Boatowners Insurance

With summer in full swing, it’s time to make sure your boat or other personal watercraft is insured before you take it out for a day on the waves. Our job at D. Ward Insurance is to protect you from the liability created by weekend warrior boaters, on-water towing expenses, boat and trailer damage, and […]
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June 7, 2017
D Ward Insurance

Boat and Motorcycle Insurance – Summertime Peace of Mind

With summer here, many of us will be out on the lake enjoying a boat ride or taking on the open road with a motorcycle. Have D. Ward Insurance Services protect you and your loved ones with an insurance policy designed to cover all that you have worked hard for. With boat policies, limits of […]
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