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June 7, 2017
D Ward Insurance

EPL Insurance – Protection Against Employee Lawsuits

Running your business has its rewards but an employee-related lawsuit from a current, former, or potential employee can be very strenuous. Without Employment Practices Liability Insurance (EPLI), defense costs could run in the tens of thousands. What is EPLI? EPLI is short for Employment Practices Liability Insurance and it is an insurance policy designed to […]
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June 7, 2017
D Ward Insurance

Keep Your Business Safe from Phishing and Vishing

You may have heard of “phishing” scams carried out against individuals and small businesses, but what exactly is phishing? Phishing “refers to the process where a targeted individual is contacted by email or telephone by someone posing as a legitimate institution to lure the individual into providing sensitive information such as banking information, credit card […]
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June 7, 2017
D Ward Insurance

Commercial Umbrella Insurance – Extra Coverage for Unforeseen Events

While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. It also provides protection for accidents that may not […]
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May 31, 2017
D Ward Insurance

Used Car Dealership and Garage Keeper’s Insurance – What You Need to Know

Used Car Dealership Liability and Garage Keeper’s Insurance for repair shops are two of the many coverages we specialize in at D. Ward Insurance Services. Every Used Car Dealership is required by law to carry state minimum insurance coverage, so at D. Ward Insurance Services, we offer this basic minimum coverage for the new start-up […]
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May 31, 2017
D Ward Insurance

You Just Got in a Car Wreck – Now What?

Tips to make your insurance claims process go as smoothly as possible. The insurance claims process after you’ve been involved in a car wreck can be a confusing and overwhelming journey. There are several pitfalls along the way, which an inexperienced or naive person can easily fall into. The earliest of these can happen right […]
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May 25, 2017
D Ward Insurance

Cyber Insurance – What it is and Why You Need it

On May 12, the WannaCry ransomware attack digitally assaulted over 200,000 Windows computers by encrypting users’ files and demanded up to $600 in Bitcoin to provide the passwords to the encrypted files. Though the main attack has been stymied, the WannaCry program is still lurking and can still attack systems that are not up-to-date with […]
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May 23, 2017
D Ward Insurance

Umbrella Insurance – An Extra Layer of Protection for You and Your Family

Umbrella Insurance – Extra Protection for You | D. Ward Insurance Services If you need to run some errands in the rain, you’re likely to dress for the occasion with a raincoat, long sleeves, and maybe even galoshes to keep yourself dry. All of these clothes will keep the rain away, but an umbrella will […]
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May 17, 2017
D Ward Insurance

Pool Safety Tips, Just in Time for Summer

  With summer just around the corner, many peoples’ minds drift towards lazy days sitting by the pool or making a splash off the diving board. This summer dream can quickly turn into a nightmare due to an accidental drowning, and those who operate swimming pools need to make sure they’re doing all they can […]
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